GET THE HEALTHCARE COVERAGE YOU DESERVE AT A PRICE YOU CAN AFFORD
Healthcare costs are rising, and finding an affordable, flexible plan that actually meets your needs can feel impossible—especially for smaller businesses. You want quality coverage without breaking the bank, and you shouldn’t have to settle for overpriced, one-size-fits-all options. That’s where an Association Group Sponsored Health Program (AHP) comes in.
A Smarter Way to Save on Healthcare
Through an AHP, PSAI members can access group health benefits usually reserved for larger companies. By pooling resources, we can offer comprehensive, ACA-compliant healthcare plans—at significantly lower costs. This means better coverage, more flexibility, and real savings for you and your employees.
Expanded Options with New Department Of Labor Rule
A recent rule from the U.S. Department of Labor (DOL) makes it even easier for PSAI members to take advantage of AHPs. It expands the definition of “employer,” allowing businesses within the same industry or geographic area to come together and access large-group health plans. The result? Potentially lower premiums and better plan options that work for you.
Plans Designed for Your Industry
Unlike standard insurance options, AHPs can be tailored to fit the specific needs of PSAI members. This means your healthcare plan is designed with your industry in mind, providing the benefits that matter most to you—often at lower costs.
For added financial security, level-funded plans offer the perfect middle ground between traditional insurance and self-funded options. Businesses pay a fixed monthly fee to cover expected claims, plus stop-loss insurance for protection against unexpected high claims. If claims are lower than expected, you could even receive a refund at the end of the year.
The Bottom Line
You shouldn’t have to choose between quality healthcare and financial stability. With AHPs, PSAI members can access affordable, customized healthcare plans that make sense for their businesses. By pooling resources, we’re lowering costs, increasing benefits, and helping you take control of your healthcare expenses. It’s time to get the coverage you need—without the financial strain.